01
Merchant Payments
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We enable businesses of all sizes to accept payments seamlessly—online and in-store.
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POS Devices: Affordable, easy-to-use machines that let merchants accept card, wallet, and mobile payments.
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Online Payments: A secure payment gateway for eCommerce and service providers.
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Integrated Wallets: Simplifying cashless transactions for merchants and their customers.
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Why it matters: Payments are the lifeblood of any business. We make them fast, secure, and reliable, unlocking new opportunities for merchants across Africa.
02
Credit Facilities (Micro & SME Lending)
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We provide access to credit that grows with your business.
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Loans from R5,000 to R500,000
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Flexible repayment linked to merchant POS data and transaction history
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Tailored financing for working capital, stock purchases, or business expansion
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Why it matters: Traditional banking often overlooks small merchants. At Analytics X, we use data-driven lending to give businesses the capital they need—when they need it.
03
Software & Bespoke Technology Solutions
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We design and build software that helps businesses scale.
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ERP & Merchant Management Tools for SMEs and retailers
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Custom Platforms tailored to enterprise needs
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APIs & Integrations that plug directly into existing systems
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Why it matters: No two businesses are alike. We create flexible, future-ready software that adapts to your growth.
04
Data & Analytics Solutions
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Analytics X started as a data company—and we continue to lead with data.
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Merchant analytics for performance and growth
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Credit scoring based on transaction patterns
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Bespoke analytics solutions for enterprises
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Why it matters: With better insights, businesses make smarter decisions, reduce risk, and unlock growth opportunities.
Analytics X HQ Launches Spaza Pay: Powering Africa's Digital Transactions
As part of its growing influence across Africa's digital economy, Analytics X proudly announces the registration of Spaza Pay, a dynamic fintech platform designed to bring real-time transactions and financial inclusivity to underserved markets.
Together with Spaza Eats, the leading township-first commerce platform, Spaza Pay will complete the loop by enabling instant payments, merchant settlements, and point-of-sale (POS) functionality tailored for informal and formal businesses alike.
Analytics X Ecosytem
Data
We are sitting on the biggest consumer data generator in the emerging markets and large enterprises within South Africa and we are ready to partner
Commerce
Spaza Market is creating a clear platfom for b2b market to get POS devices, Online stock ordering , Credit Facility, BNPL Solution in one ecossytem
Fintech
Our Thirday party payment licenses and NCR certficiate allows us to enter a banking with a storm nowing that our tech capability is uncomparable in banking.
