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Small Business Owner

Connecting Suppliers to the Bottom of the Pyramid

MyXpay is a digital retail and financial services platform built to connect suppliers directly to Africa's underserved and informal retail market.

We use payment facilitation as the infrastructure that enables commerce, helping suppliers move products, stock and services to the last mile while giving retailers access to the financial tools they need to grow.

We are building the digital layer between suppliers and the last mile.

Across Africa, millions of small retailers, spaza shops, informal businesses and emerging merchants serve their communities every day. Yet many remain disconnected from modern supply chains, payment infrastructure, insurance and working capital.

At the same time, large suppliers need efficient ways to reach this market, increase distribution and understand demand in real time.

MyXpay connects the two.

Through our digital retail platform, suppliers can distribute stock directly to merchants and retailers, while merchants can transact, order stock, access financial services and manage their businesses through one ecosystem.

Payment facilitation is our engine.

MyXpay operates through Nedbank rails, is licensed by Visa, is FSP registered, and is backed by SEFDA.

Our payment infrastructure allows us to facilitate transactions at scale while creating a real-time view of retail activity.

But we are not building a payments company for payments' sake.

We use payments to drive commerce.

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Fintech

Myxpay Vision 

MyXpay is an integrated financial ecosystem designed to empower businesses by bringing together payments, lending, insurance, and commerce on a single platform. Through its payment facilitation infrastructure, merchants can seamlessly accept card, digital wallet, QR, and bank payments while managing transactions in real time through an intelligent merchant dashboard. Every transaction creates valuable financial data, enabling businesses to build a digital trading history that unlocks access to additional financial services within the ecosystem.

Beyond payments, MyXpay transforms transaction data into economic opportunity. Businesses can access working capital and revolving credit based on their trading performance, protecting cash flow and enabling sustainable growth. The platform also provides embedded insurance solutions that safeguard merchants against business risks, while its integrated stock ordering marketplace allows retailers to purchase inventory directly from trusted suppliers without leaving the platform. 

Industry Licenses

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Payment Facilitation

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Reserve Banks

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Lending

Our Valued Partners

SERVING INDUSTRY LEADERS

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Commodity Trading

We have invested in a dedicated Commercial Trading & Strategic team focused on connecting mineral producers with industrial and manufacturing buyers. Beyond our own mining operations, the team structures and manages commercial transactions for minerals such as copper, ensuring reliable supply into the automotive, energy, manufacturing, and broader industrial sectors. By combining market intelligence, relationship management, contract negotiation, logistics coordination, and transaction oversight, we create a trusted bridge between producers and end-users, delivering transparent, efficient, and sustainable mineral trade across Africa.

Future Vision 

Investment portfolio

Our long-term strategy is to identify, invest in, and scale businesses that solve meaningful economic challenges while delivering sustainable commercial value. We are particularly interested in sectors such as financial technology, artificial intelligence, digital infrastructure, cloud computing, enterprise software, cybersecurity, clean technologies, Manufacturing , healthcare innovation, and strategic minerals industries that have the potential to transform economies, improve productivity, and expand opportunities for millions of people

We believe the strongest companies are those that generate employment, expand access to essential services, strengthen local industries, and enable entrepreneurship at scale. Through strategic investments, partnerships, and innovation, we seek to build an ecosystem where technology and industry work together to drive inclusive economic growth, empower the next generation of African entrepreneurs, and position Africa as a global hub for innovation, industrial development, and sustainable prosperity.

Contactless Payment Interaction

Banking the Unbanked

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